Royale Signature Credit Card
About The Card
IDBI Bank Royale Signature Credit Card is designed for those who want better than the best services in every walk of life. IDBI Bank Royale Signature Credit Card is your “One Stop Card” for all the luxuries you deserve in life. This card brings to you unparalleled privileges to suit your lifestyle and preferences both in India and abroad. This card is currently being offered with no joining fees, so hurry up! Call our Customer Care at 1800 425 7600 (Toll Free) or 022 - 4042 6013 (Call Charges Applicable) or visit the nearest IDBI Bank branch. Credit Card Welcome e-Kit The digitised Credit Card Welcome e-Kit is IDBI Bank’s constant endeavor towards the Go Green initiative. This e-Kit provides the cardholder with detailed information regarding Card Usage, Cardholders Agreement and Most Important Terms & Conditions (MITC), in a downloadable PDF format.Features and Benefits
Enjoy interest free credit of up to 48 days* on your purchases and manage your payments 💦 as per your convenience. You can choose to pay the total outstanding amount, minimum amount due or any other amount higher than the minimum amount due. *Refer MITC for more details ൩
Waiver of 1%* fuel surcharge every time you fill fuel using IDBI Bank Royale Signature Card across all fuel stations for transactions in the range of Rs. 400 to Rs. 5000. So keep driving and enjoying with friends and family.
*Maximum waiveﷺr of ཧupto Rs. 500 per month
IDBI Bank Royale Signature Credit Card offers 1 complimentary lounge visit per calendar quarter at participating Airport Lounges in India.
For the list of participating Lounges please 7games bet:click here
Customers will be eligible for exclusive offers on airport shopping, hotel, car rentals etc. which are provided for VISA Signature cardholders. Customers can enjoy travel concierge services provided by VISA for their travel related services. These offers are provided by VISA and may change as per VISA’s discretion from time to time without any prior notice.
♋ For more details please click here
Card Fees and Charges
Type of Fees / Charges | Amount / % |
---|---|
Joining Fee - (Primary / Add-on Card) | Nil |
Annual Fee – (Primary Card / Add-on Card) | Nil |
Renewal Fee – (Primary / Add-on Card) | Nil |
Interest on Revolving Credit Facility | 2.5% (p.m.) |
Cash Advance Fee | 2.5% of transaction fee or Rs. 500/-, whichever is higher |
Interest on Cash Advance | 2.5% (p.m.) |
Late Payment Fess (Per occasion , Based on amount due) | < = Rs. 500 – Nil > Rs.500 to <= Rs. 5000 – Rs.400 > Rs.5000 to < = Rs. 10000 - Rs.500 > Rs.10000 to < = Rs. 20000 - Rs.750 > Rs.20000 – Rs.950 |
Over Limit Charges | 2.5% of over limit amount subject to minimum of Rs. 500 |
Cheque /Auto Debit Return Charges | Rs. 500 |
Cash Processing Charges | Rs. 200 |
Duplicate Physical Statement Request | Rs. 100 (More than 03 months old) |
Card Replacement Fee | Rs. 200 |
Foreign Currency Transactions | Bank charges Cross Currency mark- up 3.5% |
Rewards Points Redemption Fee | Nil |
EMI Charges | Minimum Amount: Rs. 3000/- Interest Rate: 13% per Annum Processing and Foreclosure Fees: Nil EMI Tenure Options: 3, 6, 9 or 12 month |
Balance transfer Charges | Minimum Amount: Rs. 3000/- Processing Fee: 1.5% of BT amount or Rs. 199/- whichever is higher, Normal Interest rate for EMI will apply. |
Card Account Closure Charge | Nil |
- Primary card holder should be in the age bracket of 21 years to 60 years (65 years for self-employed).
- Add-on card holder should be 18 years and above
- Should be a resident of India
- ID Proof : Voter ID/ Passport/ Driving License/ PAN card/ Adhaar Card
- Residence Proof : Electricity/ Telephone Bill/ Election Card/ Passport/ Adhaar Card
- Income Proof : Latest 3 months’ Salary Slip/ Latest 3 months Bank Statement/ Income Tax Returns (ITR)/Form 16
- Recent Photograph
How To Apply
Get a Royale Signature Credit Card in 3 easy steps.01. Get In Touch
Call on our Phone Banking numbers - Toll Free -
⛄ ꦆ 1800 425 7600
Non Toll Free -
🐓 022 4042 6013
(24x7 service)
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