Imperium Platinum Credit Card
About The Card
IDBI Bank Imperium Platinum Credit Card is a secured credit card issued on the VISA platform. With this card one can avail Credit Card facility against their own Fixed Deposit(s). For further details call Customer Care at 1800 425 7600 (Toll Free) or 022 - 4042 6013 (Call Charges Applicable) or visit the nearest IDBI Bank branch. Credit Card Welcome e-Kit The digitised Credit Card Welcome e-Kit is IDBI Bank’s constant endeavor towards the Go Green initiative. This e-Kit provides the cardholder with detailed information regarding Card Usage, Cardholders Agreement and Most Important Terms & Conditions (MITC), in a downloadable PDF format.Features and Benefits
Enjoy interest free credit of up to 48 days* on your purchases and manage your payments as per your convenience. You can choose to pay the total outstanding amount, minimum amount due or any other amount higher than the minimum amount due.
ꦿ *Refer MITC for more detai🐬ls
Customers will be eligible for exclusive offers on airport shopping, hotel, car rentals etc. which are provided for Imperium Platinum cardholde Rs. Customers can enjoy travel concierge services provided by VISA for their travel related services. These offers are provided by VISA and may change as per VISA’s discretion from time to time without any prior notice.
For more details please
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Card Fees and Charges
Type of Fees / Charges | Amount / % |
---|---|
Joining Fee - (Primary Card) | Rs. 499 |
Annual Fee – (Primary Card) | Rs. 499 |
Joining Fee – (Add-on Card) | Nil |
Annual Fee – (Add-on Card) | Nil |
Renewal Fee – (Primary / Add-on Card) | Nil |
Annual Fee Waiver | On spends of more than Rs. 75,000/- in a year |
Interest on Revolving Credit Facility | 2.9% (p.m.) |
Cash Advance Fee | 2.5% of transaction fee or Rs. 500/-, whichever is higher |
Interest on Cash Advance | 2.9% (p.m.) |
Late Payment Fess (Per occasion , Based on amount due) | < = Rs. 500 – Nil > Rs.500 to <= Rs. 5000 – Rs.400 > Rs.5000 to < = Rs. 10000 - Rs.500 > Rs.10000 to < = Rs. 20000 - Rs.750 > Rs.20000 – Rs.950 |
Over Limit Charges | 2.5% of over limit amount subject to minimum of Rs. 500 |
Cheque/Auto Debit Return Charges | Rs. 500 |
Cash Processing Charges | Rs. 200 |
Duplicate Physical Statement Request | Rs. 100 (More than 03 months old) |
Card Replacement Fee | Rs. 200 |
Foreign Currency Transactions | Bank Charges Cross Currency mark- up 3.5% |
Rewards Points Redemption Fee | Nil |
EMI Charges | Minimum Amount: Rs. 3000/- Interest Rate: 13% per Annum Processing and Foreclosure Fees: Nil EMI Tenure Options: 3, 6, 9 or 12 month |
Balance Transfer Charges | Minimum Amount: Rs. 3000/- Processing Fee: 1.5% of BT amount or Rs. 199/- whichever is higher, Normal Interest rate for EMI will apply |
Card Account Closure Charge | Rs. 999, If closed within one year of issuance |
- The Primary & Add-on cardholder should be 18 years and above.
- Minimum eligible Fixed Deposit amount for issuance of Imperium Secured Credit Card is 20,000/- or its equivalent FCNR deposits.
- Fixed deposit(s) held by HUF, Minor, NGO, Trust, Societies, Club, Partnership and Private & Public Ltd. companies; Third Party Fixed Deposit(s); FDs with sweep-out facility; Tax Savings FDs;and FDs in combination of INR & FCNR (foreign currency) shall not be eligible for availing Imperium Secured Credit Card facility.
- Mode of operations - Singly, ‘Either/Anyone/Former or Survivor’ and not jointly operated accounts.
- ID Proof : PAN card
- Recent Photograph
- Duly discharged Confirmation of Deposit(s) (COD)
How To Apply
Get a Imperium Platinum Credit Card in 3 easy steps.01. Get In Touch
Call on our Phone Banking numbers - Toll Free -
🦄 1800 425 7600
Non Toll Free -
022 4042 601🧔3
(24x7 service)
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