Aspire Platinum Credit Card
About The Card
The IDBI Bank Aspire Platinum Credit Card is for those who aspire for more rewards and convenience in every walk of life. This card is specially designed to provide you best-in-class privileges in traveling, dining, lifestyle and to meet your other aspirational needs. This card brings you unparalleled discounts and offers to suit your lifestyle and preferences both in India and abroad. IDBI Bank Aspire Platinum Credit Card is currently being offered with no joining fees, so hurry up! Call our Customer Care at 1800 425 7600 (Toll Free) or 022 - 4042 6013 (Call Charges Applicable) or visit the nearest branch. Credit Card Welcome e-Kit The digitised Credit Card Welcome e-Kit is IDBI Bankās constant endeavor towards the Go Green initiative. This e-Kit provides the cardholder with detailed information regarding Card Usage, Cardholders Agreement and Most Important Terms & Conditions (MITC), in a downloadable PDF format.Features and Benefits
Enjoy interest free credit of upš to 48 days* on your purchases and manage your payments as per your convenience. You can choose to pay the total outstanding amount, minimum amount due or any other amount higher than the minimum amount due. *Refer MITC for more details
Waiver of 1%* fuel surcharge every timeš · you fill fuel using IDBI Bank Aspire Platinum Card across all fuel stations for transactions in the range of 400š§ to 4000. So keep driving and enjoying with friends and family. *Maximum waiver of upto 300 per month
Customers will be eligible for exclusive offers on airport shopping, hotel,car rentals
etc. which are provided for VISA Platinum cardholde Customers can enjoy travel
concierge services provided by VISA for their travel related services. These offers are
provided by VISA and may change as per VISAās discretion from time to time without any
prior notice
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Card Fees and Charges
Type of Fees / Charges | Amount / % |
---|---|
Joining Fee - (Primary / Add-on Card) | Nil |
Annual Fee ā (Primary / Add-on Card) | Nil |
Renewal Fee ā (Primary / Add-on Card)) | Nil |
Interest on Revolving Credit Facility | 2.9% (p.m.) |
Cash Advance Fee | 2.5% of transaction fee or 500/-, whichever is higher |
Interest on Revolving Credit Facility | 2.9% (p.m.) |
Late Payment Fess (Per occasion , Based on amount due) | =Rs. 500 ā Nil> > Rs. 500 to = Rs. 5000 ā Rs. 400 > Rs. 5000 to =Rs. 10000 - Rs. 500 > Rs. 10000 to =Rs. 20000 - Rs. 750 > Rs. 20000 ā Rs. 950 |
Over Limit Charges | 2.5% of over limit amount subject to minimum of 500 |
Cheque / Auto Debit Return Charges | Rs. 500 |
Cash Processing Charges | Rs. 200 |
Duplicate Physical Statement Request | Rs. 100 (More than 03 months old) |
Card Replacement Fee | Rs. 200 |
Foreign Currency Transactions | Bank Charges Cross Currency mark- up 3.5% |
Rewards Points Redemption Fee | Nil |
EMI Charges | Minimum Amount: Rs. 3000/- Interest Rate: 13% per Annum Processing and Foreclosure Fees: Nil EMI Tenure Options: 3, 6, 9 or 12 month |
Balance Transfer Charges | Minimum Amount: Rs. 3000/- Processing Fee: 1.5% of BT amount or Rs. 199/- whichever is higher, Normal Interest rate for EMI will apply. |
Card Account Closure Charge | Nil |
- Primary card holder should be in the age bracket of 21 years to 60 years (65 years for self-employed).
- Add-on card holder should be 18 years and above
- Should be a resident of India
- ID Proof : Voter ID/ Passport/ Driving License/ PAN card/ Adhaar Card
- Residence Proof : Electricity/ Telephone Bill/ Election Card/ Passport/ Adhaar Card
- Income Proof : Latest 3 monthsā Salary Slip/ Latest 3 months Bank Statement/ Income Tax Returns (ITR)/Form 16
- Recent Photograph
How To Apply
Get a Aspire Platinum Credit Card in 3 easy steps.01. Get In Touch
Call on our Phone Banking numbers - Toll Free -
ą“ 1800 425 7600
Non Toll Free -
ź¦ 022 4042 6013
(24x7 service)
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